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About Our Agency
Industry Recognition
Recognized by Expertise.com in 2022
Elite Insurance Services was recognized by Expertise.com among its Best Insurance Companies in Colorado Springs for 2022.
Areas of Insurance Experience
Coverage for Everyday Needs and More Complex Risks
Elite Insurance Services works across personal and commercial insurance markets, with particular experience helping clients when their insurance needs extend beyond a straightforward policy.
Personal Insurance
Standard & Non-Standard Auto Insurance
Elite helps drivers across both preferred and non-standard insurance markets, including situations where coverage may be more difficult to obtain.
- Standard and preferred auto insurance
- SR-22 and FR-44 filing needs
- Prior lapses in coverage
- Accidents or multiple violations
- DUI or DWI histories
- New and international drivers
Commercial Insurance
Business Insurance & Specialized Commercial Risks
Elite works with businesses ranging from straightforward commercial accounts to situations requiring specialized endorsements or access to alternative insurance markets.
- General liability
- Commercial property
- Commercial auto
- Workers' compensation
- Specialized endorsements
- Harder-to-place commercial risks
Property Insurance
Home & Property Risk Experience
Property insurance needs can vary significantly by location. Elite's multi-state experience includes helping clients evaluate coverage for regional weather and property exposures.
- Homeowners insurance
- Hail and severe-weather exposure
- Wildfire considerations
- Mountain and rural properties
- Roof settlement provisions
- Replacement cost considerations
Why work with an independent agency? Elite maintains relationships with more than 35 insurance carriers, allowing the team to evaluate available markets based on the client's location, risk profile, coverage needs, and carrier eligibility.
Real Client Experience
Insurance Expertise Matters Most When the Situation Gets Complicated
One recent client experience shows how Elite's independent market access and hands-on service can help when a business insurance requirement is not straightforward.
Business Insurance Case
A Specialized Endorsement After About 25 Other Quotes
According to a Google review from client Joe Hooper, he needed a new business insurance policy containing a specific endorsement required for his business license.
He reported going through approximately 25 quotes before contacting Elite Insurance Services.
- A specific endorsement was required for the business license
- Multiple prior quotes had not solved the issue
- Kevin Gainey and the Elite team worked with the client after hours
- The team helped navigate county requirements tied to the endorsement
Client Feedback
What the Client Said
The experience stood out because the client had already struggled to find a workable insurance solution elsewhere.
“Almost a 5 star insurance company for a reason, Kevin and the team of
workers here are phenomenal.”
— Joe Hooper, Google Review
This client experience is based on feedback provided in a Google review.
Individual insurance availability, coverage, and underwriting results vary
by client and carrier.
View more client experiences →
View more client experiences →
Recognition & Leadership
An Agency Recognized for Growth and Performance
Elite Insurance Services and its leadership have earned recognition from insurance carriers and agency networks as the company has expanded its independent insurance operations.
2020
Smart Choice Leadership Agent
Leadership Agent recognition through the Smart Choice independent agency network.
2024
Smart Choice Agency Excellence Award
Agency Excellence recognition from Smart Choice.
2025
Root Insurance Top 10 National Production
Elite placed among the Top 10 nationally in Root Insurance production during the 2025 Race to the Top.
2026
Progressive #1 YOY New Business in Colorado
Recognized for #1 year-over-year new business performance in Colorado with Progressive in 2026.
Agency Leadership
Kevin Gainey
President & Director of Operations
Kevin Gainey joined Elite's leadership in 2020 and has overseen the agency's expansion from its Colorado roots into a multi-state independent insurance operation serving more than 18,000 clients across over 42 states.
His insurance experience includes standard and non-standard personal auto markets, commercial insurance, multi-state risk, and the continued development of Elite's carrier relationships and agency operations.
Meet Kevin Gainey →
Recognition and production achievements are based on information provided
by Elite Insurance Services and its agency leadership.
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We are licensed in Colorado, Alabama, Arizona, Arkansas, Idaho, Kansas, Maine, Maryland, Nebraska New Mexico, North Carolina, Ohio, South Carolina, South Dakota, Texas, Utah, Washington, and West Virginia
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102 S Tejon St #1100 Colorado Springs, CO 80903 (719) 302-1110 Click Here to Email Us |
Downtown Colorado Springs photo by David Shankbone | CC-BY-SA-3.0-migrated | Website by InsuranceSplash
Downtown Coleman, Texas photo by Renelibrary | CC-BY-SA-4.0
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Downtown Coleman, Texas photo by Renelibrary | CC-BY-SA-4.0
Downtown Phoenix photo by DPPed | CC-BY-SA-3.0