Kevin Gainey
Kevin Gainey leads Elite Insurance Services LLC, an independent insurance agency founded in Colorado in 2010. Since assuming leadership as President and Director of Operations in 2020, Kevin has helped guide Elite's expansion from a single Colorado operation into a multi-state agency serving more than 18,000 clients across over 42 states.
Leading Elite's Growth While Maintaining Personal Service
Kevin Gainey became President and Director of Operations of Elite Insurance Services in 2020, beginning a new period of expansion for an agency that had served Colorado clients since 2010.
Under Kevin's leadership, Elite expanded beyond its original Colorado operation and established a physical presence in multiple states, including Colorado, Texas, Arizona, Wyoming, and North Carolina.
Today, Elite serves more than 18,000 clients across over 42 states and works with a network of more than 35 insurance carriers. That broader market access allows the agency to help clients evaluate insurance options across a variety of personal and commercial risks.
Kevin's approach to agency growth has centered on maintaining the personal service of an independent agency while expanding the resources, carrier relationships, and geographic reach available to Elite's clients.
More Options, Personal Guidance
As an independent agency, Elite is not limited to the products of a single insurance company. Kevin and the Elite team work across a broad carrier network to help clients compare available coverage based on their individual circumstances.
This independent approach is particularly useful when clients have unusual risks, changing insurance needs, or situations that may not fit neatly within a single carrier's underwriting guidelines.
Insurance Experience Across Standard and Complex Risks
Kevin leads an agency that works across personal and commercial insurance markets, with particular experience in standard and non-standard personal auto insurance and multi-state risk.
Standard Auto Insurance
Helping clients evaluate coverage limits, deductibles, carrier options, policy features, bundling opportunities, and available safe-driver programs.
Non-Standard Auto Insurance
Experience helping drivers who may have difficulty obtaining coverage through preferred markets because of driving history, prior coverage lapses, or other underwriting considerations.
SR-22 & FR-44
Helping clients navigate state financial-responsibility filing requirements associated with maintaining or restoring driving privileges.
Multi-State Insurance
Leading an agency serving clients across more than 42 states, with practical exposure to differing state requirements, regional risks, and insurance markets.
Colorado Risk
Experience with insurance considerations involving Colorado hail, wildfire exposure, mountain and rural properties, severe weather, and related auto and property risks.
Business Insurance
Supporting an agency that assists business owners with commercial property, liability, workers' compensation, specialized endorsements, and other commercial insurance needs.
Building a Multi-State Independent Insurance Agency
Since Kevin assumed leadership in 2020, Elite Insurance Services has expanded its geographic footprint while building relationships with dozens of insurance carriers and serving a growing national client base.
Five Office Markets
Elite has expanded its physical presence into Colorado, Texas, Arizona, Wyoming, and North Carolina.
42+ States
Elite serves clients across more than 42 states, extending the agency's reach well beyond its Colorado roots.
35+ Carrier Relationships
Elite maintains relationships with more than 35 insurance carriers, giving the agency access to a broad range of insurance markets.
18,000+ Clients
The agency now serves more than 18,000 individuals, families, and businesses across its licensed footprint.
Professional & Agency Recognition
Kevin's leadership and Elite Insurance Services' agency performance have received recognition from insurance carriers, agency networks, and industry organizations.
Helping Clients Navigate Difficult Insurance Situations
Real-world insurance expertise becomes most valuable when a client's situation falls outside the ordinary. One recent client experience illustrates the type of problem-solving Kevin and the Elite team provide.
A Specialized Endorsement Needed for a Business License
A business owner came to Elite after reportedly going through approximately 25 quotes while trying to secure a new business insurance policy with a specific endorsement required for a business license.
According to the client's Google review, Kevin and the Elite team worked with the client after hours and helped navigate county requirements to obtain the needed policy and endorsement.
The client described Kevin and the Elite team as "phenomenal" and said the experience was the first time he had felt genuinely taken care of by an insurance company.
Talk With Elite Insurance Services
Whether your insurance needs are straightforward or more complex, Kevin and the Elite Insurance Services team can help you review available coverage options and determine the next step.
Contact Elite Insurance Services Call (719) 302-1110