Farm and Ranch Insurance

What is Farm and Ranch Insurance?

Farm and Ranch insurance is a specialized type of insurance designed to cover the unique needs of farmers, ranchers, and agricultural businesses. It provides a combination of property, liability, and sometimes even commercial coverage to protect the various aspects of farming operations.
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Here’s a breakdown of what Farm and Ranch insurance typically covers:
  1. Property Coverage:
    • Farm buildings and structures: Protects barns, silos, and other farm buildings against risks like fire, theft, and weather-related damage.
    • Farm equipment and machinery: Coverage for tractors, plows, and other essential tools used in farming operations.
    • Crops and livestock: Can cover the loss or damage to crops due to certain risks, and livestock protection in case of accidents, illness, or death.
  2. Liability Coverage:
    • General liability: Protects against claims related to injuries or damage that occur on your farm or ranch, such as if someone is injured on your property.
    • Product liability: If you sell farm products (like vegetables, eggs, or dairy), this coverage protects you if those products cause harm to consumers.
  3. Additional Coverages:
    • Dwelling coverage: If the farm is also your home, this can cover your personal residence.
    • Business interruption: If a covered event interrupts your operations, this can help cover the loss of income during the downtime.
    • Workers' compensation: Can cover employees working on the farm if they are injured on the job.
    • Pollution liability: Coverage for environmental damage caused by farm operations.

​Farm and Ranch insurance is customizable, allowing you to tailor it to the specific needs of your operation.

Contact us to learn more about the right farm and ranch insurance for you.
Coleman, TX Office:
(325) 400-2022
115 West Street
Coleman, TX  76834​
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Colorado Springs, CO Office:
(719) 302-1110
102 S Tejon St #1100
Colorado Springs, CO 80903

Phoenix, AZ Office:
(602) 680-6550
Two North Central Ave 19th Floor
Phoenix, AZ 85004
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