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Elite Insurance Services Blog

High-Risk Insurance 101: Why A DUI Might Mean You Need An SR-22

2/24/2025

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A DUI (Driving Under the Influence) can have serious legal and financial consequences, including the requirement to obtain an SR-22 form before you can legally drive again. If you’ve been convicted of a DUI, you may be classified as a high-risk driver, which means your auto insurance options—and costs—will change.
​
In this guide, we’ll explain what an SR-22 is, why it’s required after a DUI, and how to get back on the road with the right insurance coverage.

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Luxury On Wheels: Essential RV Insurance For Class A Motorhomes

2/17/2025

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Owning a Class A motorhome is the ultimate symbol of luxury, freedom, and adventure on the open road. These high-end recreational vehicles (RVs) provide all the comforts of home, from spacious living areas and full kitchens to entertainment systems and upscale finishes. However, with great luxury comes great responsibility, and protecting your investment with the right RV insurance is essential.
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In this guide, we’ll cover why Class A motorhomes require specialized insurance, what coverage options are available, and how to choose the best policy to keep your rolling retreat fully protected.

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How To Create A Low-Maintenance Garden That Thrives Year-Round

2/10/2025

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A beautiful garden doesn’t have to be a constant source of work. By selecting the right plants, materials, and design techniques, you can create a low-maintenance garden that flourishes in every season with minimal effort. Whether you’re a busy homeowner, a beginner gardener, or someone looking to reduce water and maintenance costs, a well-planned, easy-care garden is achievable.
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In this guide, we’ll explore simple steps to design a thriving, low-maintenance garden that enhances your outdoor space while saving time and effort.

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Title In Hand: Does Owning Your Car Outright Lower Insurance Rates?

2/5/2025

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Paying off your car is a major financial milestone—it means no more monthly car payments and full ownership of your vehicle. But does this help you save money on car insurance? Many drivers assume that owning their car outright automatically lowers their premiums, but the reality is a bit more complex.
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While paying off your car can impact your insurance costs, it’s not the sole factor in determining your rates. In this guide, we’ll break down how owning your car outright affects insurance premiums, what coverage you can adjust, and how to maximize savings.

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Elite Insurance Services
102 S Tejon St #1100
Colorado Springs, CO 80903
(719) 302-1110
Click Here to Email Us
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​Downtown Colorado Springs photo by David Shankbone | CC-BY-SA-3.0-migrated |​ Website by InsuranceSplash
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Downtown Coleman, Texas photo by Renelibrary | CC-BY-SA-4.0
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​Downtown Phoenix photo by DPPed | CC-BY-SA-3.0